Year: 2012

Patient Protection and Affordable Care Act – ACOs

With the elections now over, it is time to refocus on the many upcoming laws and tax changes. One of the major changes that will affect our business clients is the Patient Protection and Affordable Care Act (PPACA or sometimes called "Obamacare"). There are many aspects to the PPACA that can be confusing and overwhelming. Therefore, as a service to our valued clients we will be sending out a series of educational emails over the… Read More

Pay Taxes Now or Defer?

It is impossible to predict what tax rates will be in the future and when tax rates will change. However, because the Supreme Court affirmed the new health care reform law, the top federal tax rate on long-term capital gains will likely increase from the current historical low rate of 15% to 18.8%. Read More

Analysis of Stable Value Funds

Prior to the financial crisis in 2008, Stable Value funds attracted relatively little attention. However,during the financial crisis, participants seeking safety directed record flows to Stable Value funds. Read More

401(k) Plan Sponsors Getting Hit With Big Fines from the DOL

Almost three-quarters of all 401(k) plans audited by the Department of Labor (DOL) in 2009 and 2010 were fined, received penalties or had to make reimbursements for errors, the DOL announced on February 21. These issues ended up costing plan fiduciaries about $450,000 in penalties, fines and restorations per plan. Read More