Retirement Plans

AEPG® helps businesses as Plan Sponsor to build a better retirement plan for their employees with our expert, fiduciary retirement benefits planning services.

At AEPG, our 401(k) advisors, retirement planning experts, CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals, and CFA charterholders are fiduciaries. As our client’s Fiduciary, we are obligated by our code of ethics to a higher standard to put our client’s interests ahead of our own. We provide objective, independent, practical advice including 401(k) consulting and recommendations for tax-qualified retirement plans—customized to meet your specific business needs.

AEPG Can Save You Time and Money

by easing the operational burden of managing your plan. AEPG can also help you manage the key components of your fiduciary obligations.


• Investment Policy Statement (IPS) Development
• Investment Selection and Monitoring
• Investment Performance Benchmarking

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Vendor Management

• Deconstruct Plan Costs
• Improve Utilization of Recordkeeper Resources
• Enhance Administrative Services

Plan Oversight & Governance

• 3(21) or 3(38) Investment Fiduciary Services
• Investment Committee Support & Participation
• Fiduciary Calendar Management

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Plan Design & Operations

• Minimize Operational Burden
• Align the Plan with Organizational Goals
• Customize Employee Education Solutions

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Qualified Governance Assessment

We recommend organizations conduct a periodic independent due diligence review of the fiduciary and operational procedures of their 401(k) plan to determine and document its current state. This due diligence review should assess plan governance and compliance functions, plan investments, plan provider fees and services, and plan communications and disclosures.

The due diligence review identifies areas within the plan that may need further attention and support or confirms effective management for the plan’s fiduciary file.

Complete Your Qualified Governance Assessment

Financial Wellness Programs

When you work with AEPG for your corporate retirement benefits planning and 401(k) consulting needs, we work closely with your employees to achieve their retirement goals. Education is a critical part of the process. Our experienced team offers a wide range of customized education services to meet your employees’ needs and ensure that they understand the options and benefits available to them.

Our expert retirement benefits professionals and 401(k) advisors offer a variety of flexible options to ensure that your participant education program meets the specific retirement planning needs of your employees and your corporation. These include:

  • Developing, implementing, and monitoring an Education Policy Statement (EPS) that establishes and governs the educational component of your retirement plan
  • Conducting at least two annual employee education sessions
  • Providing annual one-on-one employee education sessions in financial planning led by our CERTIFIED FINANCIAL PLANNER (CFP®) professionals; topics include investing and planning for retirement, budgeting and cash flow, insurance needs, and college education planning