Year: 2013

Credit Card Stolen? Don’t Panic. Here’s What to Do

You might have just found out that your credit card number may be compromised. Target reports that up to 40 million customers may have had their names, card numbers, expiration date and security code stolen via hacked credit card checkout scanners. Here's how to find out if you're one of them, and what to do next. Read More

Flexible Spending Account Options

Flexible Spending Accounts (FSAs) allow employees to pay pre-tax dollars for medical expenses and dependent (child) care expenses not covered by company health plans. Until recently, money in an FSA not used by the employee before the end of the calendar year was forfeited, reverting back to an Employer. This "use-it-or-lose-it" concept has been a major limitation to FSA's since their inception in the 1970's but this has changed due to a recent amendment to… Read More

Where Should I Retire? – Sixth in a Continuing Series

Many of us have fond memories of college having had the opportunity to spend four years, or more in some cases, on an attractive and stimulating college campus.  Today, Baby Boomers and others are increasingly renewing this benefit by retiring to college towns.  College towns enable a retiree to remain physically active and mentally stimulated.  This month's edition of "where to retire" explores the idea of retiring to a "college town". Read More

Obamacare? Not My Problem…I’m on Medicare!

Not Quite – Better Read On If you are near or at the age of Medicare Eligibility, you may have been watching the political saga of the Affordable Care Act (ACA) – aka Obamacare – with some interest.  This law has very long arms, and will ultimately affect all medical plans in the USA, including […] Read More

Where Should I Retire? – Part V

  This is the fifth in a series of articles that will examine various aspects of possibility moving to another state in retirement.  Every major decision entails weighing a number of plusses and minuses, financial and personal reasons to move or not. At the end of every great vacation the idea pops in your now relaxed brain, "I should buy a property here!"  This thought typically occurs after a couple of beers or glasses of… Read More

Why Small Firms Should Consider Setting Up 401(k)s

A recent study by SurePayroll, a company that provides payment services, found that more than 70% of small firms didn't offer a 401(k) plan to their employees. Why offer a plan:  The obvious reason is to attract and retain workers. Following salary and health coverage, retirement benefits are the third-most-important factor in driving employee loyalty in small businesses, according to a 2012 Metlife study. Read More

Where Should I Retire – The Sunshine State

According to our unofficial AEPG Wealth Strategy poll, the most popular state to move into for retirement is Florida.  We will cover other states in subsequent articles.  We have had a number of conversations with our clients asking the reasons for the move to Florida, the benefits and the attributes of the various sections of the state.  Not surprisingly "the weather" weighed heavily in the decisions as year-round outdoor activities were preferred over snow and… Read More